Please find below helpful links to various areas of law related to foreclosure defense and prevention.
National Mortgage Settlement
Foreclosure Prevention Programs
This program has helped thousands of homeowners in North Carolina. It essentially gives the homeowner an interest-free loan from the North Carolina Housing Authority to pay off arrears on a mortgage. The loan is discharged if the homeowner stays in the home for ten years or more.
Local Housing Counselors
Mortgage License Look-Up For Consumers
Why Do Lenders Foreclose When They Should Modify?
Both these articles are absolutely great and comprehensive on the conflict of interest that exists between a mortgage servicer and the actual note owner.
MERS: A Conspiracy or the Future of Land Records?